How we collect, use, and protect your information
DividendsIQ ("we", "our", "us") operates the DividendsIQ dividend intelligence platform. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.
By accessing or using DividendsIQ, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the service.
Account Information: When you register, we collect your name, email address, and a password that you create.
Usage Data: We automatically collect information about how you interact with the platform, including pages visited, features used, filters applied, and shares viewed.
Payment Information: When you purchase token packages, payment processing is handled by our third-party payment provider (AllPay). We store only a masked version of your card number (last 4 digits) and card brand for display purposes. We do not store full credit card numbers, CVVs, or other sensitive payment details on our servers.
Device & Technical Data: We may collect browser type, operating system, IP address, and device identifiers for security and analytics purposes.
We use the information we collect to:
DividendsIQ uses artificial intelligence to generate stock analysis reports, scores, and summaries. These reports are generated using publicly available financial data. We do not share your personal information with AI model providers. Your report history and viewing activity are associated with your account for service delivery purposes only.
We do not sell, rent, or trade your personal information to third parties. We may share limited data with:
We implement appropriate technical and organizational measures to protect your personal information, including encrypted connections (HTTPS), secure password hashing, and access controls. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
We retain your account information for as long as your account is active. If you request account deletion, we will remove your personal data within a reasonable timeframe, except where retention is required by law or for legitimate business purposes (e.g., transaction records).
DividendsIQ uses browser local storage to maintain your session, preferences (such as column visibility, sort order, and display settings), and authentication state. We do not use third-party tracking cookies or advertising cookies.
Depending on your jurisdiction, you may have the right to:
To exercise any of these rights, please contact us at dividendsiq@gmail.com.
DividendsIQ is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. We will notify registered users of material changes via email or an in-app notice. Your continued use of the service after changes constitutes acceptance of the updated policy.
If you have questions or concerns about this Privacy Policy, please contact us at:
dividendsiq@gmail.com
Effective Date: March 8, 2026